Not just advice on where to look. We write the proposals, build the plans, prepare the packages, and make the introductions. Deep relationships across Canadian banks, institutional lenders, angel investors, and alternative financing sources.
Access to capital is one of the most common barriers to growth for Canadian businesses — and one of the most solvable when you have the right relationships, the right preparation, and someone who knows how to navigate the process. Our capital advisory practice does all three.
We write bank loan proposals and financing applications that speak the lender's language — addressing cash flow, collateral, management credibility, and repayment capacity in the format and detail that gets approvals. This is specialized work and the quality of the document often determines the outcome.
Comprehensive business plans for financing applications, investor presentations, BDC submissions, or internal strategic planning. We develop complete plans across all industries — faster and at a higher standard than most businesses can produce internally, because we have operated in the industries we write about.
We maintain active relationships with angel investors and private capital sources across Canada. We facilitate introductions for businesses that are properly prepared — and we ensure you are prepared before the introduction is made. A warm introduction from a trusted advisor is a fundamentally different conversation than a cold approach.
We have established relationships with major Canadian banks and institutional lenders. For businesses that have been declined or are approaching institutional capital for the first time, our relationships — combined with a properly prepared package — change the dynamic of the conversation significantly.
Not every capital need is a term loan. Lines of credit, equipment financing, BDC facilities, and alternative lenders serve different needs and have different criteria. We identify the right structure and the right source for your specific situation — including options most business owners are unaware of.
Investor presentations require a specific structure and narrative. We build decks that tell your story compellingly — market opportunity, business model, traction, team, financials, and the ask — in the format investors expect and the language that gets second meetings.
Capital conversations go better when the business is prepared for them. Before facilitating investor or lender introductions, we ensure your financials are organized, your story is clear, your numbers are defensible, and you are presenting the opportunity in the strongest possible light.
This preparation is as valuable as the introduction itself — and often more so. A business that walks into a lender or investor meeting with a professionally prepared package and an advisor who has already spoken with the other side has a fundamentally different conversation than one that shows up cold.
Bank said no? See our dedicated guide to business funding in Ontario — including what to do after a bank decline.
Yes. A bank decline is frequently a presentation problem, not a viability problem. We review what was submitted, identify the gaps, rebuild the package properly, and re-approach — either the same lender with a stronger application or a better-suited alternative. Many of our clients have obtained financing after an initial bank decline.
Angel investors in Canada are found through warm introductions from advisors with existing relationships — cold outreach almost never works. We maintain active relationships with angels and private capital sources and facilitate introductions for properly prepared businesses. We also ensure you are prepared before the introduction happens.
For most business loans — especially above $100,000 or for businesses without an established lending relationship — yes. Lenders want to see that you understand your business, your market, and your numbers. A professionally prepared business plan is one of the most powerful tools you have in a lending conversation. We write them across all industries.
Professional business plan writing in Canada typically ranges from $2,500 to $10,000+ depending on complexity and purpose. At Abria, fees are scoped to your situation and agreed in advance. We produce plans faster and at a higher standard than most providers — because we have operated in the industries we write about. The initial consultation is always complimentary.
The initial consultation is complimentary. Tell us what you need and what you have tried — we will tell you what we think it takes to get there.
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