Partner Program

Work With Abria Capital — Two Ways to Earn

Whether you want to refer a client and collect a fee, or build a book of business as an independent financing consultant — Abria Capital has a path for you. No licensing required. No upfront costs. You bring the relationship. We handle the rest.

Path 1

Referral Partner

You know a business owner who needs financing. You make an introduction. We handle everything from that point — assessment, file preparation, lender placement. You earn a referral fee on every funded deal.

  • No application process — contact us and start referring
  • No licensing, no training required
  • Flat referral fee per funded deal
  • Your client relationship is protected — we don't cross-sell
  • Works for accountants, insurance brokers, lawyers, realtors, consultants

Best for professionals who already work with business owners and want to add value without adding workload.

Path 2

Build Your Own Book

You want to build a practice in commercial finance. You develop client relationships and bring deals to Abria. We provide the back-office — file preparation, lender access, and placement. You earn more per deal because you contribute more to it.

  • Higher earnings — revenue share on funded transactions
  • Access to Abria's lender network and file preparation process
  • Guidance on deal assessment, product matching, and client management
  • No upfront fees or minimum volume commitments to start
  • Build a recurring book of business over time

Best for ex-bankers, financial professionals, and consultants who want to build a real practice in commercial finance.

Who This Is For

You Already Sit Near the Conversations That Matter

The best referral partners aren't salespeople — they're professionals who already have trusted relationships with business owners. The financing need surfaces naturally in conversations you're already having.

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Accountants & Bookkeepers
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Insurance Brokers
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Lawyers & Notaries
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Commercial Realtors
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Business Consultants
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Ex-Bankers & Lenders
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Business Brokers
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Financial Planners
How It Works

Simple Process. No Bureaucracy.

01

Reach Out

Contact us to discuss which path fits your situation. No formal application, no commitment required at this stage.

02

Agree on Terms

We discuss compensation structure, how the client relationship works, and what you need from us. Straightforward. Nothing vague.

03

Bring a Deal

Introduce a client or bring us a deal. We assess it honestly — we'll tell you upfront if it's fundable and what it needs.

04

Get Paid on Funding

Compensation is paid when a deal funds. Clear timing, clear amount. No surprises.

What Abria Brings to the Partnership

Lender Access

Banks, credit unions, alternative lenders, equipment finance companies, and private capital. We match the deal to the right channel.

File Preparation

We build the lender-ready application — documentation, use-of-funds narrative, and cash flow presentation. The file that gets approved.

Honest Assessment

We won't push a deal that isn't fundable. We tell you and your client what's realistic before anything is submitted anywhere.

Relationship Protection

Your client stays your client. We don't cross-sell, we don't go around you, and we don't treat your introduction as a direct lead.

Frequently Asked Questions

Do I need a license to refer business loans in Canada?
No. Business loan referral and brokerage in Canada does not require a specific license the way mortgage brokering does. You can refer clients and earn fees without regulatory licensing requirements, though you should operate transparently and professionally in all client dealings.
How much can I earn as a business loan referral partner?
Referral fees on funded business loans typically range from a flat fee per deal to a percentage of the origination fee. The amount depends on deal size, product type, and your level of involvement. Abria discusses compensation transparently before any agreement — no surprises.
What is the difference between a referral partner and a sub-broker?
A referral partner introduces a client and steps back — Abria handles everything from assessment through funding. A sub-broker stays more involved, developing the client relationship and working alongside Abria through the process. Sub-brokers typically earn more per deal because they contribute more to it.
Do I need experience in finance to become a referral partner?
No. Referral partners don't need finance experience — they need trusted relationships with business owners. The financing expertise sits with Abria. What you bring is the relationship and the introduction. For sub-brokers who want to be more involved, Abria provides guidance on deal assessment and product matching.
Is there a minimum deal size or volume requirement?
No minimum volume to start. We evaluate each deal on its own merits. The right first step is a conversation about whether your client's situation is something we can realistically help with — not a commitment to bring a certain number of deals per month.
How does Abria protect my client relationship?
Your client is your client. Abria does not market directly to clients introduced by partners, does not cross-sell unrelated services, and keeps you informed on deal progress. The handoff is a professional collaboration — not a transfer of the relationship.

Interested in partnering with Abria Capital?

Start with a conversation. Tell us about your situation — who you work with, what you're looking for, and what you'd like to build. No commitment required at the inquiry stage.

Two Paths. One Partner. Let's Talk.

Refer a client or build a book — either way, the first step is a conversation.

Contact Abria Capital →