Before you retain a lawyer — before the financial uncertainty gets worse — a confidential conversation with an experienced advisor can give you the clarity most people never get until it is too late.
We help Ontario residents understand the financial reality of separation and divorce — at a fraction of what that same time costs in legal fees, and before the meters start running.
You are not sure what you are entitled to. You do not know if the family home needs to be sold. You have heard words like "equalization" and "net family property" and you are not entirely sure what they mean for your specific situation. You are worried about what happens to your income, your savings, your pension — and you do not want to spend thousands on legal fees just to get basic answers.
That is exactly the gap we fill.
Abria Advisory provides separation and divorce financial guidance to Ontario residents — salaried employees, self-employed individuals, contractors, and business owners. We are not lawyers and we do not replace your lawyer. What we do is help you understand your financial picture clearly, often before you need one — so that when you do engage legal counsel, you are prepared, informed, and not starting from scratch at $400 an hour.
Ontario's Family Law Act governs how property is divided. We explain what net family property means, how equalization payments are calculated, and what is and is not included — in plain language, for your situation.
Support calculations depend on income — and income is more complex than your paycheque. We help you understand how income is determined, especially if you or your spouse are self-employed or have variable earnings.
Buyout, sale, deferred sale — each option has financial implications. We walk through what each scenario looks like financially so you can make an informed decision rather than a reactive one.
Business assets, corporate structures, and retained earnings are among the most complex areas in separation. We have deep operating experience in business and can help you understand how your business fits into the picture.
Common-law separation in Ontario has its own rules — and they differ significantly from married couples in key areas. We explain where you stand and what to watch for.
Absolutely. Many of our most valuable conversations happen before any decision is made. Understanding your financial reality helps you make better decisions — whatever those decisions turn out to be.
Our most requested starting point is a focused two-hour conversation — by phone, video, or in person — designed to give you a clear financial picture before you engage a lawyer.
Most clients leave understanding their approximate financial position, what the process typically looks like for their situation, what documents they need to gather, and what questions to ask a family lawyer. At a fraction of what that same time costs in legal fees, it is consistently described as the most useful thing people did early in the process.
All conversations are completely confidential. There is no obligation and no pressure. If we cannot help you, we will tell you honestly and point you in the right direction.
Abria Advisory is not a law firm and does not provide legal advice. We provide experienced, practical financial and process guidance. We always recommend retaining qualified legal counsel for family law matters.
A confidential conversation costs nothing. We will listen, answer honestly, and tell you exactly how we can help.
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