Terms of Use

1. About Abria Capital

Abria Capital is a capital brokerage and business funding advisory firm operating in Canada, registered at 102 Colborne St E, Whitby, Ontario, L1N 1V8. Abria Capital is not a bank, credit union, trust company, or direct lender and is not regulated as such. We do not guarantee financing approvals. All financing facilitated through Abria Capital is subject to the qualification criteria of the relevant lender or financing source.

2. Use of This Website

This website is provided for informational purposes and to allow prospective clients to submit inquiries and applications for capital advisory services. You agree to use this website only for lawful purposes and in a manner consistent with all applicable laws and regulations.

You agree not to:

• Use this site for any fraudulent or unlawful purpose
• Submit false, misleading, or incomplete information through any form on this site
• Attempt to gain unauthorized access to any portion of this site or its underlying systems
• Reproduce, distribute, or republish content from this site without prior written consent
• Use automated tools, scrapers, or bots to access or extract content from this site

3. No Financial Advice

The content on this website is provided for general informational purposes only. Nothing on this site constitutes financial, legal, accounting, or investment advice. Information presented about financing options, qualification criteria, lender requirements, and market conditions is general in nature and may not reflect your specific circumstances.

You should not rely on the content of this website as a substitute for professional financial or legal advice. We strongly recommend consulting a qualified financial advisor, accountant, or legal professional before making any financing decisions.

4. No Guarantee of Financing

Abria Capital does not guarantee that submitting an inquiry or application through this website will result in financing approval. Approval is subject to the qualification criteria of the relevant lender or financing source. Interest rates, terms, and available products are subject to change without notice and vary by lender and applicant profile.

Any reference to approval timelines, financing amounts, or lender types on this website represents general market information only and does not constitute a commitment or representation that such outcomes will be available to any specific applicant.

5. Accuracy of Information

We make reasonable efforts to ensure the accuracy and currency of content on this website. However, we do not warrant that all information is complete, accurate, or up to date. Market conditions, lender requirements, and regulatory frameworks change frequently. We reserve the right to modify, correct, or remove content at any time without notice.

6. Intellectual Property

All content on this website — including text, graphics, logos, and design elements — is the property of Abria Capital or its licensors and is protected under applicable Canadian copyright and intellectual property law. You may not reproduce, distribute, modify, or create derivative works from any content on this site without prior written permission.

The Abria Capital name and logo are proprietary marks. Unauthorized use is prohibited.

7. Third-Party Links

This website may contain links to external websites operated by third parties including lenders, government agencies, and industry resources. These links are provided for convenience only. Abria Capital does not endorse, control, or accept responsibility for the content or practices of any third-party site. Access to linked sites is at your own risk.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Abria Capital and its principals, employees, and associates shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from:

• Your use of or inability to use this website
• Reliance on any information contained on this website
• Any financing application or outcome associated with services referenced on this site
• Unauthorized access to or alteration of your data
• Any other matter relating to this website or its content

In all cases, Abria Capital's total liability shall not exceed the fees, if any, paid by you for services directly provided by Abria Capital in connection with the matter giving rise to the claim.

9. Disclaimer of Warranties

This website and its content are provided on an "as is" and "as available" basis without warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Abria Capital does not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

10. Privacy

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using this site and submitting any personal information, you consent to the collection and use of that information as described in our Privacy Policy.

11. Electronic Communications

By submitting an inquiry or application through this website, you consent to receive communications from Abria Capital electronically, including by email. You may withdraw this consent at any time by contacting us at info@abria.ca. Withdrawal of consent may affect our ability to provide advisory services.

12. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles. Any dispute arising from or relating to these Terms or your use of this website shall be subject to the exclusive jurisdiction of the courts of the Province of Ontario.

13. Changes to These Terms

Abria Capital reserves the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this page. The date of last update is noted at the top of this page. Your continued use of the website following any modification constitutes acceptance of the revised Terms.

14. Contact

For questions about these Terms of Use, please contact: